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Garber Privately Tells Faculty That Harvard Must Rethink Messaging After GOP Victory

LIVING ON LESS

Emergency Funds

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Last night in the library your bio texts were stolen. You can't afford new ones until your paycheck comes...and that's after the midterm. Should you cheat? Steal someone else's books?

It might be wiser to seek an emergency loan. Many schools offer them, at little or no interest, to students beset by temporary financial problems. Ask your financial aid officer about them.

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